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Founded as a private club on the Embarcadero, the Morro Bay Yacht Club runs a sailing program and a calendar of public-facing events including the Harbor Cup, the Chris Lockwood Junior Regatta, and a Learn to Sail program with lessons from June through September. The clubhouse sits on the water at 541 Embarcadero with direct bay access. Coverage here is selective and focused on events open to the public rather than members-only club business.

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